Traveling can be an exciting and life-changing experience, but it can also come with unexpected challenges and risks. From lost luggage to medical emergencies, accidents can happen when we least expect them. And they can quickly turn a dream vacation into a nightmare.
That’s where travel insurance comes in. At Kendirita Tours, we want you to have a stress-free travel experience. So, in this blog post, we will explore the importance of travel insurance and highlight some common scenarios where it can be a lifesaver, especially in air travel.
Trip cancellation coverage
Purchasing an air ticket is undoubtedly one of the most expensive expenses incurred during travel. We know that you desire and deserve to get value for your money. And while you can make all your plans for your trip well in advance, it is difficult to account for all possible eventualities.
Sometimes you need to cancel your trip. This could be due to unforeseen circumstances such as a family emergency, illness, or even a death of a loved one.
When handling a crisis, you shouldn’t also have to worry about losing your air ticket fares. Travel insurance can provide protection against trip cancellation, which is particularly important when it comes to expensive air tickets.
Depending on the policy, travel insurance can cover cancellation fees, non-refundable deposits, and other expenses related to canceling your trip.
Flight delay coverage
A delayed flight can be awfully frustrating and inconvenient, especially if it causes you to miss your connections or other travel arrangements. And yet they are sometimes inevitable. A flight can be delayed due to an array of reasons ranging from adverse weather conditions, technical challenges, crew scheduling issues, or even security concerns.
If your flight is delayed, travel insurance can provide coverage for delayed flights and help you recoup some of the expenses incurred as a result. Some policies offer compensation for flight delays that exceed a certain amount of time, such as six or twelve hours.
This compensation can cover expenses such as meals, transportation, and accommodations that you may need to pay for while waiting for your delayed flight.
Medical coverage
Medical emergencies can happen when we least expect them. They can be both emotionally and financially draining, particularly when you are traveling abroad, and far from home. Luckily, travel insurance can provide coverage for medical expenses. It can help ensure that you receive the necessary care without incurring a significant financial burden.
Travel insurance can cover medical expenses such as doctor visits, hospital stays, prescription medications, and emergency medical evacuation. Some policies also provide coverage for pre-existing medical conditions, but this can depend on the policy and the severity of the condition.
Baggage Delay or loss coverage
Luggage delay can be downright annoying and utterly frustrating, especially if you end up losing your valuables entirely. Your luggage could delay or get lost due to many reasons such as delayed airport check-in, baggage system malfunctions, transfer issues, or even theft.
In the event that your luggage is delayed, some travel insurance policies offer reimbursement for the purchase of essential items such as clothing, toiletries, and medication while you wait for your luggage to arrive. This coverage typically has a limit, so it’s important to keep receipts and documentation of such purchases.
Point to note
Before you purchase any travel insurance policy, it is crucial that you discuss the policy limitations for each of the highlighted coverage to help you understand what is covered and what isn’t.
Fortunately, at Kendirita Tours we are your trusted air ticketing company for this reason and more. We offer you the best advice before purchasing your travel policy. We also work with our partners in the insurance industry to ensure you get only the best. Talk to us today and let us take the burden off your shoulders.
Writer: Winnie Wekesa